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Find Affordable Life Insurance

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Find Affordable Life Insurance

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Reasons to Reassess Your Life Insurance

Changes in your expenses should lead to changes in your required life insurance policy. As expenses lower, your policy should lower, and as expenses increase your life insurance coverage should increase.

There are many common reasons to reevaluate your life insurance policy, such as:

  • Your expenses have increased (I.e. you bought a house and/or car)
  • You got married
  • You have more or less dependents financially dependent on you
  • You paid off your mortgage
  • You had a child
  • Your health status changed
  • Your policy from work is no longer enough
  • You cosigned a loan
  • Your child graduated from college and paid off private student loans
  • Your income increased
  • Your term life insurance policy is ending soon…

Not all insurers offer all of the discounts mentioned here. But it’s worth it to ask about them.